Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Market Commentary

Estates & Trusts

What Key Estate Planning Tools Should I Know About?

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.
How Can a Living Trust Help Me Control My Estate?

A living trust can help control the distribution of your estate upon death.
What Is the Best Form of Property Ownership for Me?

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

Retirement

What Are My Retirement Planning Options?

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.
Will Social Security Retire Before You Do?

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.
How Can I Estimate My Future Social Security Benefits?

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
What Are My Retirement Plan Distribution Options?

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Tax Planning

What Is the Capital Gain Tax?

Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.
How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.
What Is a Required Minimum Distribution?

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.
What Tax Deductions Are Still Available to Me?

Changes to the tax code have left a few key deductions for itemizers, like medical, dental and some business expenses.

Investing

What Is an Exchange-Traded Fund?

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.
What Is Stock?

Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.
What Is a Bond?

A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
What Is a Stock Index?

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.
How Do Mutual Funds and Stocks Differ?

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.
What Is Dollar-Cost Averaging?

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

Cash Management

How Can I Better Manage My Short-Term Cash?

There are numerous investment alternatives available to help provide liquidity.
What About Financial Aid for College?

It's important to understand the options, such as financial aid grant programs, when having to pay for college.
How Does Inflation Affect Me?

Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

Legacy Planning Partners

Address:

Phone:

Fax/Other:

E-mail:

Articles

Market Commentary

Estates & Trusts

What Key Estate Planning Tools Should I Know About?

How Can a Living Trust Help Me Control My Estate?

What Is the Best Form of Property Ownership for Me?

Retirement

What Are My Retirement Planning Options?

Will Social Security Retire Before You Do?

How Can I Estimate My Future Social Security Benefits?

What Are My Retirement Plan Distribution Options?

Tax Planning

What Is the Capital Gain Tax?

How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

What Is a Required Minimum Distribution?

What Tax Deductions Are Still Available to Me?

Investing

What Is an Exchange-Traded Fund?

What Is Stock?

What Is a Bond?

What Is a Stock Index?

How Do Mutual Funds and Stocks Differ?

What Is Dollar-Cost Averaging?

Cash Management

How Can I Better Manage My Short-Term Cash?

What About Financial Aid for College?

How Does Inflation Affect Me?